Dear Savvy Senior,
What do I need to do to get disability benefits from Social Security? I’m 60 years old and have a medical condition that doesn’t allow me to work at my job anymore, but I’ve read that getting disability benefits is very difficult.
-Need Help
Dear Savvy Senior,
Does Medicare cover annual physical exams? I’ve gotten a physical every year since I turned 50 and would like to find out what Medicare covers when I sign up in a few months.
-Almost 65
Dear Almost,
No, Medicare does not pay for annual physical exams,
Dear Savvy Senior,
What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My wife is a homemaker and caregiver, and works part-time too, but her income is very small.
-Need a Boost
Dear