Dear Savvy Senior,
My wife and I are approaching 65, but I’m still working and have good health coverage through my employer. Do we need to enroll in Medicare at this point?
--Almost 65
Dear Almost,
If you or your spouse is still working past age 65 and have
Dear Savvy Senior,
I want to leave something meaningful for my children and grandchildren, beyond just money or property. I’ve heard about “legacy letters,” but I don’t really know what they are or how to start one. Can you help?
--Legacy Seeker
Dear Seeker,
You’re asking a