Dear Savvy Senior,
I’ve read that the Social Security Administration offers a lump-sum payment to new retirees who need some extra cash. I haven’t yet filed for my retirement benefits and would like to find out if this is true. What can you tell me?
-Born In 1958
Dear Savvy Senior,
My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care insurance worth it?
-Approaching Retirement
Dear Approaching,
There are two key factors you